PLAN COMPARISON:

Below is a comparison of coverage between the Worldwide Protection Plan (WWTP) and Worldwide Protection Plan with Cancel Anytime (WWTP CXL Anytime). The benefits during travel are practically identical between the two plans. The real difference in coverage comes down to how much you will be reimbursed if you need to cancel or interrupt a trip and for what reason. Continue scrolling this page for “covered reasons” for both plans.

NOTE ABOUT REIMBURSEMENT DUE TO CANCELLATION:
WWTP may provide 100% reimbursement for “covered reasons”
WWTP CXL Anytime may provide 100% reimbursement for “covered reasons” & up to 80% reimbursement for virtually any other reason not listed as a covered reason

Benefits provided per person by Worldwide Travel Protection
Purchase by final payment date on vendor's invoice for pre-existing conditions coverage*

Trip Cancellation: Up to Amount Purchased (Pre-ex sublimit: $50,000)

Trip Interruption: Up to 150% Amount Purchased (Pre-ex sublimit: $50,000)

Emergency Medical Transportation: $1,000,000

Travel Accident: $25,000

Baggage Delay": $500 (No Receipts Sublimit: $100)

Baggage Loss/Damage: $2,500 (High Value Item Sublimit: $500)

Travel Delay: $1,000 (Daily Limit with Receipts: $200) (Daily Limit without Receipts: $100)

Concierge: Included

Existing Medical Conditions Coverage: If purchased by final payment

Airline Change Fee Coverage: $500

Emergency Medical & Dental Coverage: $50,000 (Maximum Dental Sublimit: $500) (Primary)

24-Hr Hotline Assistance: Included

Loyalty Program Redeposit Fee Coverage: $500

Travel Supplier Default: If purchased within 14 days of initial deposit

Benefits provided per person by Worldwide Travel Protection with Cancel Anytime
This policy can only be purchased within 14 days of initial deposit

Trip Cancellation: Up to Amount Purchased (Pre-ex sublimit: $20,000)

Trip Interruption: Up to 150% Amount Purchased (Pre-ex sublimit: $20,000)

Cancel Anytime Coverage: Included

Emergency Medical Transportation: $1,000,000

Travel Accident: $25,000

Baggage Delay: $500 (No Receipts Sublimit: $100)

Baggage Loss/Damage: $2,500 (High Value Item Sublimit: $500)

Travel Delay: $1,000 (Daily Limit with Receipts: $200) (Daily Limit without Receipts: $100)

Concierge: Included

Existing Medical Conditions Coverage: If purchased within 14 days of initial deposit

Business Related Reasons: Included

Airline Change Fee Coverage: $500

Emergency Medical & Dental Coverage: $50,000 (Maximum Dental Sublimit: $500) (Primary)

24-Hr Hotline Assistance: Included

Loyalty Program Redeposit Fee Coverage: $500

Travel Supplier Default: If purchased within 14 days of initial deposit

*Pre-Existing Medical Conditions Coverage & Exclusions: A pre-existing medical condition is an injury, illness or medical condition that exhibited symptoms or was treated on, or within the 120 days prior to, the purchase date of your plan. This plan waives the exclusion for pre-existing medical conditions if the following conditions are met: a. Your policy was purchased within 14 days of the initial trip payment date; b. You were a U.S. resident when the policy was purchased; c. You were medically able to travel when the policy was purchased; and d. On the policy purchase date, you insured the full non-refundable cost of your trip with us. This includes trip arrangements that will become non-refundable or subject to cancellation penalties between the policy purchase date and the departure date. Maximum coverage for pre-existing medical conditions is limited to the trip cancellation or trip interruption coverage limit (as applicable), not to exceed $20,000.

Supplier Financial Default Protection Supplier financial default protection is provided when: 1) you purchase your insurance within 14 days of initial trip deposit for Worldwide Travel Protection, Worldwide Travel Protection with Cancel Anytime, and Premier; Supplier Default is not available on the Basic Plan; 2) financial default occurs more than seven days after the policy's effective date; and 3) you use a travel supplier (other than the organization from which you purchased this insurance or their affiliate companies) listed as a covered supplier at the time of insurance purchase. A list of these covered suppliers can be found on our website at https://www.allianztravelinsurance.com/aerep

Recommended/offered/sold by Allianz Global Assistance. Underwriter: Jefferson Insurance Company or BCS Insurance Company. Plan includes insurance & assistance services. Terms & exclusions (incl. for pre-existing conditions) apply. Plan & Pricing details, disclosures

IMPORTANT NOTICE: If you purchase additional travel components for this trip that have not already been insured under the original quote/policy, you must contact Cruise Planners agent to upgrade your policy. Allianz Global Assistance requires travelers to insure 100% of all gross non-refundable travel components with them in order to be fully covered for claims which result from a pre-existing condition.

COST:

The cost of insurance is based on total trip cost p/person and on the person’s age on the date of insurance purchase. Pricing for the Worldwide Travel Protection plan ranges from 5.3% (ages 0-34) to 19.80% (aged 80+) of total trip cost per the table below.

Covered Reasons for Trip Cancellation and Trip Interruption
WORLDWIDE TRAVEL PROTECTION

Allianz Global Assistance can pay trip cancellation and interruption claims when you cancel or interrupt your trip due to certain unforeseen situations. These situations are called “covered reasons,” and are subject to certain terms and conditions. For this plan, these covered reasons include:

Cancellation and Interruption
Covered illness, injury, or death
Supplier financial default*
Legal Proceeding
Destination or Home uninhabitable
Mandatory Evacuation
Terrorism
Military duty
Loss of Accommodations Abroad
Traffic accident en route
Quarantine*
24-hour delay by travel carrier*
Required to work
Company merger or acquisition
Company unsuitable for business

Cancellation Only
Canceled Tour
Employer Termination*
Employment Transfer
Normal Pregnancy
Legal separation/divorce*
Witness birth

Interruption Only
Travel delay resulting in loss of 50% of trip length
Hijacking

*See plan’s brochure for full details

Trip Insurance During Covid-19

Worried about COVID-19 messing up your travel plans and costing you money? Your normal insurance may not cover it. While they may cover illness and emergency evacuations, the coronavirus pandemic does not qualify criteria unless you yourself have been diagnosed with the virus. So what's the solution? Independent travel insurance, specifically Allianz. Here are some of the benefits:

You can purchase a plan for any kind of trip
Your plan covers many different aspects of your travel, from the cruises to flights and hotel stays to the prepaid, nonrefundable tours and excursions.
The coverage you'll receive is far more comprehensive than the protection included with your credit card.
Our Travel Advisors can help you find and book the best travel insurance policy for you, so you don't have to deal with any of the stress.

TOP 10 REASONS PEOPLE BUY TRAVEL INSURANCE:

SHOULD YOU DECLINE COVERAGE

We strongly believe that our clients should protect their vacation investments. Should you decide to not purchase the recommended travel insurance, we will request that you sign a travel protection waiver to acknowledge your personal acceptance of the risks & liabilities that exist without proper coverage.