TRAVEL WITH PEACE OF MIND

Allianz Global Assistance: Award-Winning Travel Protection

Travel is one of the utmost pleasures of life. That said, there are all kinds of variables that fall outside a traveler’s control—flight schedules, health issues, and weather patterns, to name a few. With benefits and assistance to help with unforeseeable cancellations, delays, medical emergencies, lost belongings and more, you can worry less about what’s outside your control and focus on connecting with your destinations.
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Disruptions are a regular part of modern travel. Protect yourself & those you love so you can travel with peace of mind.

DID YOU KNOW…
The U.S. Department of State recommends travel insurance for anyone traveling abroad? It’s true — in fact, they think travel insurance is so important they even say so in every U.S. passport. Travel insurance is highly recommended to help protect your investment and provide assistance in a travel emergency. This is especially important if traveling overseas.

Trip Insurance During Covid-19

Worried about COVID-19 messing up your travel plans and costing you money? Your normal insurance may not cover it –  while they may cover illness and emergency evacuations, the coronavirus pandemic does not qualify criteria unless you yourself have been diagnosed with the virus. So what’s the solution? Independent travel insurance. Benefits of independent insurance:
  • You can purchase a plan for any kind of trip
  • Your plan covers many different aspects of your travel, from the flights and hotel stays to the prepaid, nonrefundable tours and excursions.
  • There’s a wide array of policies available, from comprehensive coverage to plans that offer coverage for specific travel-related concerns.
  • The coverage you’ll receive is far more comprehensive than the protection included with your credit card.
  • Comprehensive independent travel insurance typically covers up to ten travelers – so it is a great option for groups.
  • Your Cruise Planners Travel Advisor can help you find and book the best travel insurance policy for you, so you don’t have to deal with any of the stress!
Top 10 reasons why experienced travelers choose Travel Insurance from Allianz Global Assistance:
    1. Life is unpredictable. Some trips need to be canceled. With travel insurance, you don’t necessarily have to pay for a trip you are unable to take. Instead, enjoy more confidence knowing that you stay a step ahead of unpredictable situations before and during your trip.
    2. Don’t let sickness stop you. From coughs in the crowds to exotic eats that don’t agree with your stomach, sick happens. It’s less scary to be sick with travel insurance by your side to help you through these troubles.
    3. Your health insurance has its limits. When you travel outside the U.S., you may be leaving your health insurance at home. Many U.S. plans (including Medicare and Medicaid) don’t cover international travel. Why risk it when a medical evacuation can cost $50,000+?
    4. Forgot your medication? Lost or forgotten medication can set off an alarm when you’re far from home. Let travel insurance help you locate a pharmacy to purchase a new Rx. It’s always nerve-wracking when something goes wrong. But when you’re in a foreign country, you don’t want to face any kind of crisis alone.
    5. Lost luggage can leave you in a lurch. Allianz Global Assistance provides benefits that can help you replace needed items if your bags are delayed, damaged, or stolen while you’re away. With reimbursement for your trip essentials, you can still suit up for wherever your journey takes you next.
    6. The plan crumbles. If a travel supplier ceases operations, you may not get a refund for the money you fronted for a cruise, flight, or tour. Travel insurance is in place so you’re less likely to pay for an experience you’ll never have.
    7. You don’t want the credit (voucher). Airlines aren’t required to refund a ticket in the event of an emergency. In fact, your carrier can choose to offer a credit voucher toward future travel instead of cash in pocket. With travel insurance, you have more control over your Plan B.
    8. Speaking of change of plans… Flight delays can add up. Beyond being annoying, prolonged delays can cause you to accrue expenses while you wait, or worse, miss a connection. With travel insurance, a covered travel delay can mean cash for rebooking fees, meals, and accommodations.
    9. Your credit card may not cover you. Some travelers opt-out of travel insurance, thinking credit card coverage would suffice in a crunch. Truth is, even if you have this free coverage benefit, it won’t be as extensive as a separate travel insurance plan.
    10. Tap into smart travel tools. Allianz Global Assistance provides travelers with a simple-to-use tool that pairs perfectly with wanderlust. Download the TravelSmart™ app for free on the AppStore and GooglePlay to view your policy on the go, file a claim, track your flight in real-time, and get one-touch emergency assistance. All this and more is at your fingertips. Take a look.

Plan Comparison

Below is a comparison of coverage between the Worldwide Protection Plan (WWTP) and Worldwide Protection Plan with Cancel Anytime (WWTP CXL Anytime). The benefits during travel are practically identical between the two plans. The real difference in coverage comes down to how much you will be reimbursed if you need to cancel or interrupt a trip and for what reason. Continue scrolling this page for “covered reasons” for both plans.
Plan Comparison Chart

NOTE ABOUT REIMBURSEMENT DUE TO CANCELLATION:
WWTP may provide 100% reimbursement for “covered reasons”
WWTP CXL Anytime may provide 100% reimbursement for “covered reasons” & up to 80% reimbursement for virtually any other reason not listed as a covered reason

Benefits provided per person by Worldwide Travel Protection
Purchase by final payment date on vendor’s invoice for pre-existing conditions coverage*

Trip Cancellation

Up to Amount Purchased (Pre-ex sublimit: $50,000)

Trip Interruption

Up to 150% Amount Purchased (Pre-ex sublimit: $50,000)

Emergency Medical Transportation

$1,000,000

Travel Accident

$25,000

Baggage Delay

$500 (No Receipts Sublimit: $100)

Baggage Loss/Damage

$2,500 (High Value Item Sublimit: $500)

Travel Delay

$1,000 (Daily Limit with Receipts: $200) (Daily Limit without Receipts: $100)

Concierge

Included

Existing Medical Conditions Coverage

If purchased by final payment

Airline Change Fee Coverage

$500

Emergency Medical & Dental Coverage

$50,000 (Maximum Dental Sublimit: $500) (Primary)

24-Hr Hotline Assistance

Included

Loyalty Program Redeposit Fee Coverage

$500

Travel Supplier Default

If purchased within 14 days of initial deposit

Benefits provided per person by Worldwide Travel Protection with Cancel Anytime
This policy can only be purchased within 14 days of initial deposit

Trip Cancellation

Up to Amount Purchased (Pre-ex sublimit: $20,000)

Trip Interruption

Up to 150% Amount Purchased (Pre-ex sublimit: $20,000)

Cancel Anytime Coverage

Included

Emergency Medical Transportation

$1,000,000

Travel Accident

$25,000

Baggage Delay

$500 (No Receipts Sublimit: $100)

Baggage Loss/Damage

$2,500 (High Value Item Sublimit: $500)

Travel Delay

$1,000 (Daily Limit with Receipts: $200) (Daily Limit without Receipts: $100)

Concierge

Included

Existing Medical Conditions Coverage

If purchased within 14 days of initial deposit

Business Related Reasons

Included

Airline Change Fee Coverage

$500

Emergency Medical & Dental Coverage

$50,000 (Maximum Dental Sublimit: $500) (Primary)

24-Hr Hotline Assistance

Included

Loyalty Program Redeposit Fee Coverage

$500

Travel Supplier Default

If purchased within 14 days of initial deposit

*Pre-Existing Medical Conditions Coverage & Exclusions: A pre-existing medical condition is an injury, illness or medical condition that exhibited symptoms or was treated on, or within the 120 days prior to, the purchase date of your plan. This plan waives the exclusion for pre-existing medical conditions if the following conditions are met: a. Your policy was purchased within 14 days of the initial trip payment date; b. You were a U.S. resident when the policy was purchased; c. You were medically able to travel when the policy was purchased; and d. On the policy purchase date, you insured the full non-refundable cost of your trip with us. This includes trip arrangements that will become non-refundable or subject to cancellation penalties between the policy purchase date and the departure date. Maximum coverage for pre-existing medical conditions is limited to the trip cancellation or trip interruption coverage limit (as applicable), not to exceed $20,000.

Supplier Financial Default Protection Supplier financial default protection is provided when: 1) you purchase your insurance within 14 days of initial trip deposit for Worldwide Travel Protection, Worldwide Travel Protection with Cancel Anytime, and Premier; Supplier Default is not available on the Basic Plan; 2) financial default occurs more than seven days after the policy’s effective date; and 3) you use a travel supplier (other than the organization from which you purchased this insurance or their affiliate companies) listed as a covered supplier at the time of insurance purchase. A list of these covered suppliers can be found on our website at https://www.allianztravelinsurance.com/aerep

Recommended/offered/sold by Allianz Global Assistance. Underwriter: Jefferson Insurance Company or BCS Insurance Company. Plan includes insurance & assistance services. Terms & exclusions (incl. for pre-existing conditions) apply. Plan & Pricing details, disclosures

IMPORTANT NOTICE: If you purchase additional travel components for this trip that have not already been insured under the original quote/policy, you must contact Cruise Planners agent to upgrade your policy. Allianz Global Assistance requires travelers to insure 100% of all gross non-refundable travel components with them in order to be fully covered for claims which result from a pre-existing condition.

Covered Reasons for Trip Cancellation and Trip Interruption
WORLDWIDE TRAVEL PROTECTION

Allianz Global Assistance can pay trip cancellation and interruption claims when you cancel or interrupt your trip due to certain unforeseen situations. These situations are called “covered reasons,” and are subject to certain terms and conditions. For this plan, these covered reasons include:

Cancellation and Interruption
Covered illness, injury, or death
Supplier financial default*
Legal Proceeding
Destination or Home uninhabitable
Mandatory Evacuation
Terrorism
Military duty
Loss of Accommodations Abroad
Traffic accident en route
Quarantine*
24-hour delay by travel carrier* 

Cancellation Only
Canceled Tour
Employer Termination*
Employment Transfer
Normal Pregnancy
Legal separation/divorce*
Witness birth 

Interruption Only
Travel delay resulting in loss of 50% of trip length
Hijacking

*See plan’s brochure for full details

Covered Reasons for Trip Cancellation and Trip Interruption
WORLDWIDE TRAVEL PROTECTION W/ CANCEL ANYTIME


Allianz Global Assistance can pay trip cancellation and interruption claims when you cancel or interrupt your trip due to certain unforeseen situations. These situations are called “covered reasons,” and are subject to certain terms and conditions. For this plan, these covered reasons include:

Cancellation and Interruption
Covered illness, injury, or death
Supplier financial default*
Legal Proceeding
Destination or Home uninhabitable
Mandatory Evacuation
Terrorism
Military duty
Loss of Accommodations Abroad
Traffic accident en route
Quarantine*
24-hour delay by travel carrier*
Required to work
Company merger or acquisition
Company unsuitable for business

Cancellation Only
Canceled Tour
Employer Termination*
Employment Transfer
Normal Pregnancy
Legal separation/divorce*
Witness birth 

Interruption Only
Travel delay resulting in loss of 50% of trip length
Hijacking

*See plan’s brochure for full details

Get Your Insurance Quote

Cost of travel insurance is based on total trip cost per person & a person’s age on the date of insurance purchase. This premium is determined on a percentage of the total trip cost based on several age brackets. To receive an accurate quote for your insurance premium, please click on the button below.

Allianz Global Assistance

Allianz Global Assistance

If you’ve purchased a trip protection plan and need help with a challenging situation while traveling, you can connect with Allianz Global Assistance’s team 24 hours a day, almost anywhere in the world.

In the United States, Canada, Puerto Rico and the U.S. Virgin Islands, call 1-800-654-1908. In all other locations, call collect 1-804-281-5700.